99re在线精品国产欧美激情

By Rania Eldebri and Liezel Longboan

Saving and cutting down on expenses is at the top of Filipino mums鈥� minds at the moment as the 99re在线精品国产欧美激情 inflation soars to . Although they are in work and are used to budgeting their money, they are being pushed to tighten their budgets even more. 

Not eating out, buying pre-loved children鈥檚 clothes

鈥淚 always live within my means. And I am a wise spender. We only buy things that are necessary although we don鈥檛 cut down on food and grocery stuff,鈥� said 31-year-old Jesh Sison, a mother of three aged 9, 2 and five months old. She is a nurse in London who is currently on maternity leave. Her husband, also a nurse, works part-time. 

Jesh said that with her maternity pay and her husband鈥檚 income, they are able to provide for their basic needs, pay rent on time, and occasionally eat out  and have family outings. However, she admits that 鈥淲e don鈥檛 have a lot of savings because I have been on maternity leave for 2 consecutive years which I am honestly grateful for the NHS,鈥� she said.

鈥淭he good thing about living in the 99re在线精品国产欧美激情 is that you don鈥檛 have to worry too much about having an emergency fund because the NHS is free for everyone. Also, my husband and I both work for the NHS as nurses, and honestly the benefits are quite good although the pay could be better.鈥� 

I always live within my means. And I am a wise spender. We only buy things that are necessary although we don鈥檛 cut down on food and grocery stuff.
Jesh Sison, nurse

Jesh said that she did not have to do 鈥渁 massive adjustment in terms of cutting down on expenses because I seldom buy stuff for myself to begin with.鈥� 

For her children鈥檚 clothes, she has been buying from Facebook Marketplace and where she could get 50 pieces of good quality clothes – some even new with tags – for just 拢30. 

They have also cut down on eating out and ordering take-aways. She cooks at home most of the time to save on money.

鈥淲e are lucky to be renting a 2-bedroom flat which is located just as the back of the NHS hospital where we work. We just walk to work so we don鈥檛 have travel expenses,鈥� Jesh said.

Jesh said that the only debt they have at the moment is their car. They borrowed money from her mother-in-law so they are not paying any interest.

As to sending money to the Philippines, Jesh sends an allowance every two to three months for her nine-year-old son who is being looked after by her mother. She used to send more frequently but has to limit her remittance now that she is on maternity and doesn鈥檛 earn her full pay.

鈥淚 am very lucky I have a supportive mom who never pressured me and obliged me to send money although I made sure I regularly do it as I have obligations to my son who I am looking forward to bringing here in the 99re在线精品国产欧美激情 by next year,鈥� Jesh said.

Finding free items on Facebook

Sam Galang, 36, works as a compliance and data coordinator in London. Her husband is a healthcare assistant in the NHS. They have one young daughter who goes to nursery. Sam says that their household income mainly goes to food, rent, gas and electricity, water, and nursery fees with very little left for savings or emergency spending.

Their biggest expense at the moment is their son鈥檚 nursery fees at around 拢700 a month.

鈥淲e are just trying to constantly figure out how we cut down our costs. Everyday, we always think of different ways on how we could save more,鈥� Sam said.

Despite working full time, Sam feels anxious about the future. 鈥淲hat if this crisis causes me to lose my job? Where will I go? Where will I get the money for my family? It causes a little bit of insecurity for me,鈥� she said.

Sam said that her energy bills have doubled lately so she has started to cut back on some expenses. 鈥淲e only travel if we need to or if it is necessary,鈥� she said.

She also uses Facebook Marketplace where prices are cheaper for both used and new toys, furniture and appliances.  

Editors note: This article was updated on 10 January 2023.

About the author:

Rania Eldebri is a digital content creator with a business degree. She is experienced in using digital and social media management tools and analytics to measure social conversations and engage audiences across social channels. Rania is passionate about all types of media: digital, television and radio. She loves discussing different topics with people from different backgrounds.